What Is Part-Time Motor Trade Insurance and Who Needs It?
Part time motor trade insurance is a tailored policy for people who run a vehicle business alongside other work. It covers common activities such as buying and selling a car, valeting, repairs and delivering stock during evenings or weekends. You must normally show you are actively trading — invoices, adverts or sale records usually suffice. A suitable plan can include road risks, public liability and protection for tools, equipment and stock. Even on reduced hours, risks on the road and at a premises remain real. Notifying your household insurer is vital if customers visit your home, as standard home cover rarely extends to business use. Specialist brokers can build flexible cover to match how and where you trade, helping you scale a small side hustle into a larger business with the right protection. For tailored advice, see this part-time traders guide. Key Takeaways Designed for people running a vehicle business alongside other work. Covers buying, selling, valeting, repairs a...